Transaction success, high security, and integrated management of money inflows and outflows

Cash Flow Management

Cash Flow management is one of the main challenges for large businesses, especially when it comes to managing it across multiple banks to ensure resources are used in the most optimal way and transactions are carried out error-free. Toman’s Cash flow management service, leveraging business data and transaction histories, takes this responsibility off the financial units and allows businesses to focus on other critical areas of their operations.

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تراکنش روزانه

حجم بالای تراکنش‌ها نشان‌دهنده اعتماد گسترده کسب‌وکارها به خدمات ما است.

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فروشگاه آنلاین

تنوع و گستردگی مشتریان ما، قدرت و کیفیت خدمات مالی ما را اثبات می‌کند.

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تراکنش روزانه

حجم بالای تراکنش‌ها نشان‌دهنده اعتماد گسترده کسب‌وکارها به خدمات ما است.

Wide Banking Network

Toman’s liquidity management service covers 17 major banks in the country, providing access to over 99.3% of banking transactions. This wide coverage allows businesses to manage their liquidity across multiple banks simultaneously and carry out financial transactions without worrying about banking restrictions.

Optimal Cash Flow Management

Toman intelligently distributes and manages liquidity across different banks by analyzing financial data and transaction histories. This optimized cash flow management prevents low balances in banks and minimizes the chances of transaction errors or delays. This feature is particularly valuable for large businesses and organizations with a high volume of transactions, as it helps reduce the workload and increases the accuracy of financial units.

24/7 Monitoring

Toman ensures the highest transaction success rate for businesses by continuously monitoring all PSPs (Payment Service Providers) and transactions. In case of any issues or disruptions with one of the PSPs, Toman quickly responds by rerouting transactions to another PSP. This continuous monitoring maximizes transaction stability and provides a reliable financial experience for users.

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Web services and APIs

Toman's web services and APIs address all your business's financial needs in an integrated way, without the need for multiple implementations. These tools, with customizable features tailored to the specific needs of each business, efficiently manage all payment processes automatically and create a seamless experience for your customers.

Why Toman?

Innovative Solutions

Toman's solutions are optimized for various financial challenges, ensuring you remain up-to-date and efficient.

Trusted by reputable brands

Due to trustful cooperation with X reputed brands, Toman is recognized as a dependable financial partner.

Extensive Banking Network Access

Partnering with 15 reputable banks, Toman offers unparalleled access to banking systems, ensuring fast and unrestricted transactions.

24/7 Support

Toman's support team is available 24/7 to address your concerns and ensure peace of mind.

Stability During High Traffic

Designed for peak performance, Toman systems remain stable even during the busiest times.

Variety in Payment Methods

Toman offers multiple payment options to create a smoother and more flexible experience for your customers.

تومن، به روایت کاربران/همکاران

FAQs

Toman collaborates with reputable PSPs such as Sep, BePay, and Sadaad.

Instant fund transfers are available from the following 17 reputable banks: Melli, Mellat, Tejarat, Saderat, Sepah, Keshavarzi, Resalat, Shahr, Parsian, Pasargad, Saman, Eghtesad Novin, Maskan, Refah, Ayandeh, Pad, and Blue.

The service is activated within a maximum of two Paya cycles after the deposit.

Toman’s support team is available 24/7. You can contact them via phone or email to address any issues or questions you may have.

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